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What payment methods are accepted?

What payment methods are accepted — quick answer with steps and helpful context for Javern users.

Updated 31 July 2026

Overview

Javern supports the payment methods most Nigerian shoppers already use, so checkout is quick and familiar.

Accepted payment methods

  • Debit and credit cards — Visa, Mastercard and Verve cards issued by Nigerian banks.
  • Bank transfer — pay from any Nigerian bank app using a one-time account number. See Can I pay with bank transfer?.
  • Javern Wallet — pay directly from your wallet balance. See Can I pay with my wallet?.

You'll choose your payment method at checkout, right before you place the order.

Good to know

  • All payments are processed in Naira.
  • Card and bank transfer payments are handled through our secure payment partner — your card details never touch our servers.
  • Failed payments do not deduct from your account. If your bank shows a debit for a failed order, the amount is reversed within a few working days.

Still need help?

If this didn't fully answer your question, contact our support team and we'll follow up.

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